Florida’s challenging real estate market necessitates the expertise of an experienced lender, such as Stratton Equities. Their asset-based loan process is designed to quickly close transactions and maximize returns for hard money Florida loans.

Florida hard money lenders from Florida Hard Money Lenders not only provide quick approval and competitive financing terms for investors. Our team of professional lenders are well versed with the unique characteristics of Florida property landscape and will assess your individual loan scenario to find you the most favorable terms available to suit it.

Real estate investors often rely on hard money lenders for financing the acquisition and rehabilitation of properties they plan to flip at a profit. Hard money loans provide short-term solutions in these instances where traditional financing may take too long to arrive – especially foreclosure properties where fast auction turnaround times make traditional mortgage financing hard to come by in time.

Hard money lenders in Florida real estate tend to base their loans on the property value rather than on an applicant’s credit score, making it easier for those with poor credit to secure financing; however, upfront fees typically associated with this form of lending include loan origination charges, appraisal costs and closing costs – with interest rates typically being higher than traditional loans but often being paid off quickly when sold or refinanced quickly.

Loan Mountain Capital stands out as one of Florida’s premier hard money lenders, operating a family-run business and offering hard money loans to investors across all types and kinds throughout Florida and other U.S. states. Their loan-to-value is set at 65% and they offer flexible requirements for borrowers as they prioritize relationships over just another clientele base.

Gelt Capital is one of many Florida hard money lenders. For investors in need of Florida hard money loans, Gelt Capital should be one of their top choices. As a private lending firm that specializes in both residential and commercial investment loans, Gelt Capital may be more flexible than some of the other private lenders at offering up to 85% LTV loans; they may be slightly more costly, however. They offer creative financing solutions on investment properties.

EquityMax is another popular Florida hard money lender. They specialize in foreclosure bailout loans and offer single family and multifamily property loans at competitive rates with short repayment terms that meet fix and flip investors’ needs. Although EquityMax does have minimum credit requirements, they’re willing to work with those just starting out or who have less-than-perfect credit ratings.